South Dakota has long been recognized as one of the cheapest states in which to purchase auto insurance, but that doesn’t mean every South Dakota car insurance company is cheap.
The average annual premium in South Dakota was $895 in 2017, compared to the national average of $1,412, but there are several companies in South Dakota that have premiums well below the state average, and you should look at those rates before you buy any car insurance policy. Here are the top five cheapest car insurance companies in South Dakota.
South Dakota has many car insurance companies to choose from, but that doesn’t mean you’ll find the right one right away. Different companies offer different discounts and benefits, which means it may take some shopping around to find the best deal for you. To save yourself time and money, try these five South Dakota car insurance companies for size!
1) the USA
The USA is the best choice for drivers with military connections as a Texas-based company. USAA offers good rates and excels at handling claims after accidents occur. In fact, USAA customers report one of the lowest complaint ratios (17 out of 10,000) when compared to other major providers like Allstate and GEICO. Overall, USAA is easily one of the cheapest car insurance companies in South Dakota because it provides cheap auto insurance without sacrificing high-quality customer service.
USAA customer reviews mention how helpful the company’s customer service department was when dealing with losses from hurricanes Harvey and Irma – even though these were uninsured losses! When you contact a live representative or chat online, you can expect a speedy response time and solution-focused conversation.
2) GEICO
GEICO is the top-rated car insurance company on the market. Their policies are ranked number one and provide many other products like home, life, boat, and motorcycle insurance. GEICO offers low-cost insurance without sacrificing quality. They have been around for over 75 years and have a great reputation for being fair and honest.
Many people report never having an issue with GEICO’s claims handling process when filing a claim after an accident or crash. The process is straightforward, streamlined, and simple to follow. Customers also love how easy it is to contact GEICO’s customer service department. There are always multiple ways to reach them including phone calls and email.
GEICO has been around for over 75 years so you know that they have proven themselves to be trustworthy in the long run. Other customers enjoy their personalized customer service where representatives go out of their way to learn your name before you hang up from your call with them.
If you’re looking for a trusted insurer that can provide you with affordable rates then GEICO may be perfect for you!
3) North Carolina Farm Bureau Mutual
Insurance providers have a great impact on your monthly budget. With so many choices, it’s hard to know which company offers the best coverage at an affordable price. This is why we are proud to say that North Carolina Farm Bureau Mutual has both quality and value with prices below the national average. Our affordable rates combined with other discounts allow you to buy the coverage you need while keeping some extra money in your pocket. Let our agents help find a plan for you today! We offer low rates as well as additional discounts like a multi-vehicle, good student, and accident forgiveness.
As one of the top five cheapest car insurance companies in South Dakota, NCFB takes pride in being available to serve you and your family with low-cost auto insurance quotes.
You can trust NCFB to handle all of your insurance needs whether you are buying a car, motorcycle, SUV, or RV. If you have any questions, please contact one of our agents at 1-888-702-4040 today!
4) Nationwide Mutual Group
Nationwide Mutual Group offers cheap car insurance at the most reasonable prices. They take pride in creating a hassle-free process with their team of over 30 professionals who are experts in automotive coverage and claims. Nationwide has been recognized as an A+ insurer by A.M. Best and is very highly rated for financial stability. The top 5 cheapest car insurance companies in South Dakota include Nationwide Mutual Group for your convenience, safety, and peace of mind.
Nationwide Mutual Group also has direct access to GEICO, which offers lower rates than if you went directly to GEICO yourself! Nationwide is licensed to do business across the United States so no matter where you live they can help protect your family’s needs. In addition, they have one of the largest automobile repair networks nationwide so getting your vehicle repaired is never a problem. Their simple online application process only takes minutes to complete!
Nationwide will quote you multiple options that fit your needs and budget without pressuring you into signing up on the spot. There is always someone available should you need any assistance from their customer service department to answer any questions or concerns about insurance policies or billing issues. It only takes one call for them to answer all of your questions before deciding on what type of policy works best for you!
5) State Farm Group
With one of the longest histories of being a leading provider of auto insurance services, State Farm has been a household name for decades. Serving its customers with wisdom and innovation, the company continues to meet the changing needs of drivers with an extensive portfolio of coverage offerings. Allowing customers to choose from 12 different levels of coverage options, State Farm has ensured that there is something available for everyone’s needs and budget.
With its 24/7 claims service and attractive pricing options, it’s easy to see why this is one of the most popular car insurance providers in America. The same can be said for their high customer satisfaction rating: 98%. Once again indicating that State Farms is a trustworthy provider that delivers on its promises.
Conclusion
In conclusion, South Dakota drivers can find affordable, quality coverage with top insurers like USAA, GEICO, North Carolina Farm Bureau Mutual, Nationwide Mutual Group, and State Farm Group, ensuring peace of mind on the road without overspending.